Liquidity creation is a necessity for a well-functioning financial system and a crucial ingredient for economic growth. Accordingly, banks create liquidity on the balance sheet by funding relatively illiquid assets, such as bank loans through the mobilization of funds from relatively liquid liabilities, such as customer deposits. Given the importance of liquidity creation, a considerable body of literature has investigated its determinants and consequences, but little is known about the impact of corporate culture on bank liquidity creation. Previous studies have also acknowledged that the process of liquidity creation inherently reduces the liquidity of banks and exposes them to different types of risks and bank liquidity creation may not only affect the fragility of individual financial institutions but may also have severe negative externalities to overall financial stability. Therefore, the objective of my research is to the link between bank culture, bank liquidity creation and bank risk. As such, my research can contribute to the strand of literature on on corporate culture, bank liquidity creation and bank risk.
1st Supervisor: Professor Gulnur Muradoglu2nd Supervisor: Professor Roman Matousek
I am a currently a first year PhD candidate in Business and Management at Queen Mary University of London. My research interests are in behavioural finance, banking, and financial economics.
I also hold an MSc in Banking and Finance from the Sheffield Hallam University, and a BSc in Banking and Finance from the National Economics University in Vietnam.
My main supervisors are Professor Gulnur Muradoglu and Professor Roman Matousek.